Social Security Disability was designed to help people who are injured, ill or have a disability that prevents them from working and earning an income. For some people, Social Security Disability is the only option they have for paying their bills, buying food, and earning an income. Social Security Disability is not for everyone, and thousands of people have their claims denied every year. So who qualifies for Social Security Disability?
Work History
To qualify for Social Security Disability Insurance, you must have worked at a job or jobs that were covered by Social Security or have paid into Social Security. Most people have a percentage of their check taken out and paid as taxes into Social Security, but some people do not report their earnings or income and never pay any money toward Social Security. These people may not be eligible for SSDI benefits once they are unable to work or become disabled; however disabled individuals who have not worked long enough to receive SSDI, and have little to no income may be eligible for Supplemental Security Income benefits.
Health Or Disability Status
To be eligible for disability benefits, you have to be disabled. There are numerous things that can qualify you as disabled, including a chronic illness, a serious injury and a disability you were born with or recently affected by. A doctor is often needed to sign off on your disability, and proof of health care records may also be required before you are approved for these benefits. You will receive Social Security Disability payments for as long as you are considered disabled.
Retirement
Once you reach retirement age, your Social Security Disability benefits are changed to retirement benefits. If you paid into Social Security during your employment history, you are eligible to receive these benefits once you become an age that the government feels you should no longer be expected to work. The amount you receive will stay the same, but the requirements may differ, and you are not expected to return to work.
Social Security Disability can be very beneficial to those who need it. If you are in need of Social Security Disability benefits or are curious as to if you qualify, talk to a SSDI lawyer in Columbus today.
