Simply put, filing for bankruptcy can be a daunting and confusing process. From determining which type of bankruptcy you need to file to making sure that you fill out each form correctly, there is so much that you need to think about. This is where hiring Bankruptcy Attorneys in Dayton Ohio can help. If you’re drowning in debt, here’s why you need to pick up the phone and call a bankruptcy lawyer as soon as possible.
1. If this is your first time filing for bankruptcy, it’s likely that you’ll have many questions about what you need to do to make sure your case is successful or what you should be expecting from the bankruptcy process. Experienced Bankruptcy Attorneys in Dayton Ohio will be able to answer all of your questions about picking a good time to file for bankruptcy, knowing which debts can be discharged, how to fill out all of your paperwork, and how to prepare yourself for your hearing. Without this advice, you may be putting yourself in danger of having your case dismissed and having to go through the hassle of filing a second petition.
2. Though you may not be aware, not everyone who wants to file for bankruptcy will qualify for Chapter 7. Bankruptcy law now requires that everyone filing for Chapter 7 bankruptcy pass a means test to make sure that your income level is indeed low enough to qualify. Instead of wasting your time submitting a petition that may get rejected, it’s a good idea to consult with a lawyer who can help you determine the best type of bankruptcy for you.
3. Many consumers who file for bankruptcy don’t realize that they will still have responsibilities that they must carry out during the bankruptcy process. For example, the law mandates that all those filing for bankruptcy attend credit counseling courses in order to better educate them about handling their money. Your attorney will be able to educate you about your responsibilities and help you ensure that you take care of them so that you don’t end up putting your case in jeopardy.
Working with the right bankruptcy attorney can make all the difference in your case. Instead, of wallowing in confusion, call the team at Miami Valley Bankruptcy. Visit the website at Domain to find out how you can finally get on the path toward true financial freedom.