In most instances, accidents occur because of another person’s negligence. When suing a negligent driver, the victim’s ability to make a recovery often depends on the other person’s level of insurance coverage. While auto insurance is a legal requirement, many choose to go without it. Below, drivers will learn a few common lack-of-insurance scenarios, and they’ll find out how they can protect their legal rights.
An Uninsured Motorist
All of the state’s drivers are legally required to buy and keep a minimum amount of liability insurance. However, many do not do so, and they put others at risk of not recovering damages in an auto accident. If a person is involved in a crash with an uninsured driver, it’s crucial to explore options such as filing with one’s insurer or suing one or more involved parties. A personal injury attorney in Bremerton can help their clients determine liability and the best approach for recovery.
Underinsured Motorists
Even if a driver carries the state minimum amount of liability insurance, it may be insufficient to cover a victim’s severe or catastrophic damages. In such a situation, underinsured motorist coverage will help to make up the difference. Assessing liability for other involved parties, when possible, might also alleviate coverage gaps.
Hit-and-Run Collisions
Though hit-and-run crashes don’t always involve an uninsured motorist, they pose many of the same challenges. While an investigator or a personal injury attorney in Bremerton may be able to find an at-fault driver, there are no guarantees. Here, under- and uninsured motorist coverage, as well as a prompt consultation with a lawyer, is important in protecting a victim’s rights.
Call an Injury Attorney for Help, Advocacy and Legal Advice
Under insured, hit-and-run, and uninsured drivers create challenging cases, which is why it’s crucial to seek the support and counsel of a proven injury lawyer even after a minor accident. Every case is different, and while there’s no guarantee of success, an attorney will do everything possible to achieve a fair outcome for the client. Browse our website for more details on the firm’s services or call the firm today to request a no-obligation consultation.
