3 Tips on Social Security Benefits and Surviving Spouses in Philadelphia

There are many intricate details surrounding widow disability benefits in Philadelphia. The Social Security Administration (SSA) becomes involved once the coroner or funeral home notifies them of the person’s passing.

Age

The age of the surviving spouse is factored into the plan. If the survivor is over 60, they may qualify to receive the departed’s benefits. There are some caveats to the rule. For example, if the survivor is disabled the age restriction is lowered to 50. SSA considers you disabled if you have a medical issue that prevents you from working, and the condition can be a physical or mental impairment.

Marriage and Divorce

If the surviving spouse remarries before they turn 60, they will forfeit the remaining payments. If you were married to the deceased for more than a decade, you might qualify for widows disability benefits in Philadelphia. The administration will want to see evidence of your marriage, and remarrying after 60 will not change this benefit either.

Payment

If the survivor receives a direct deposit or a check from the SSA in the month the individual passed away, they will need to return it. No payouts are allowed. After that, the amount of payment will be determined by your age and retirement status. A completely retired widow that has reached the retirement age for their generation will receive all of the deceased’s benefits. Younger widows may not receive any, or if they are 60, they might be entitled to a partial payment. For more information about widow’s disability benefits in Philadelphia, contact Leventhal, Sutton & Gornstein.

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